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4. State the purpose clearly in a first draft. 5. If the subject has been discussed orally with the addressee make sure you have not said one thing and now presenting different picture. 6. Create an attitude of cooperation or understanding. 7. State clearly what you expect from the recipient. Financial letters are in a class by themselves in a number of ways. Unlike general letters you may write to customers clients sales personnel the media or government officials they are likely to be addressed to people who have specific areas of operation and responsibility. Such recipients include for example loan officers in banks certified public accountants treasurers controllers contract negotiators financial analysts trust officers and brokers.
A hardship financial letter is basically a concise outline of what the loss mitigator needs to know. Since these people are very busy you want to give them just the facts. Keep emotion out of it and don t go off on a tangent with blame. Here is a list that convey hardship in a financial letter: Three Most Common Financial Hardships: 1. Adjustable Rate Mortgage Reset 2. Family illness 3. Loss of job Other Common Hardships: 4. Change of income downward 5. Failure of a business 6. A relocation for work 7. Spousal death or that of a cashflow contributor 8. Penal incarceration 9. Divorce proceedings 10. Military call out 11.
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Be sure to keep in mind that grants and scholarships are free money and consequently the most sought-after financial aid option. The format of award letters may vary between colleges however there is certain information that each award letter will have in common all of which is important for realistically evaluating awards and arriving at a bottom line comparison. Award letters will include details on college tuition and fees and some will include details on the entire Cost of Attendance (COA). A central component of the financial aid award letter is a listing of the amounts of any financial aid programs that the student has been offered. When receiving the award letter you should review it very carefully and note the amount of financial aid awarded as well as the terms of each of the individual awards offered.